“I need money urgently!” When you need cash fast, there are several options that you can take in order to secure your much needed money. Click to find out how.
When the unexpected happens, and you need fast money, you really don’t have a lot of options. Well, that’s what most people think. However, if you really do your digging, you’ll find there are tons of options to consider when you need some quick cash.
The phrase “I need money urgently,” has become all too common, especially during these hard times when lots of people have lost their jobs.
Getting quick cash is really tough for everyone but mostly for people with bad credit. However, even with bad credit, you can get yourself some quick cash if you look in the right places and do the right things.
In this post, we’ll be looking at a couple of ways you can get some emergency cash fast. If you’re short of cash in dire times, here’s how you can get some quick cash.
Pawn a Few of Your Stuff
Taking your cherished belongings to the pawnshop is not something most people are excited to do, but sometimes you really have no choice. Pawning your stuff is one of the quickest ways you can get yourself some quick cash. Plus, if you rummage through your stuff, you’ll find that you have plenty of things that you don’t really need.
Before visiting a pawn shop, make sure you have your negotiation skills on lock. You’re likely to fetch a higher price for your items if your negotiation skills are top-notch. Also, remember you can always buy your stuff back if you ever need them again, but only at a higher price.
If pawning your stuff makes you nervous, then you might have to turn to your jewelry box. Jewelry shops will gladly buy your old jewelry, especially if you have the real stuff. These shops typically pay you by the ounce.
Gold prices fluctuate, so you might want to do some research on the current price of gold before taking your jewelry to the gold shop or jewelry store. Regardless of the current price of gold, you’re likely to get some good amount of money from your old jewelry.
Take a Personal Loan
Taking out a personal loan is a quick way to get extra cash, but a tricky prospect too. For starters, you don’t want to sink into debt, especially if you’re already in debt. Next, you don’t want to pay ridiculous interest rates that some unscrupulous lenders charge.
A personal loan is an excellent alternative to a payday loan, because you’re able to borrow a reasonable amount of money at a fixed interest rate. Most personal loans also have lenient repayment periods typically ranging from two to four years.
Applying for a personal loan is a breeze, especially if you’ve ever applied for a car or home loan. There are plenty of personal loan lenders out there, even illegal ones, so make sure you’re very keen on the personal lender you settle for.
Request for Overtime
Depending on where you work, you can request for overtime and work yourself off for some extra cash. Working overtime for quick cash is especially ideal if you work in a retail store. These stores typically need extra staff to work odd hours, weekends, and holidays.
Talk to your boss or supervisor, and see whether they can allow you to work a few overtime hours. In most cases, you’ll need a very convincing case to get overtime hours.
If you’re in good terms with your boss, you can also consider asking for a raise. If you get the raise, you’ll get that extra cash permanently.
Sell Your Plasma
Selling your plasma is one quick way to get some quick cash in just a few hours. However, note that you first have to meet certain eligibility requirements before you can sell your plasma. You sell your plasma to any plasma donation center found countrywide.
If you’re scared of needles, then donating plasma may not be a viable option for you. You can get about $20 to $50 for each time you visit a plasma donation center. Some centers may offer a little bonus for new participants.
A Yard Sale
You can sell your extra stuff in a yard sale for some quick cash. Holding a yard sale is especially easy these days with the popularity of social media. All you have to do is gather your stuff, price them and choose a date for your yard sale, then post the event on social media.
If your neighborhood is highly-populated, then you don’t even need to do much advertising. Just put up a few posters, and you’ll sell everything or almost everything in no time. If your yard sale fails, you can consider selling your stuff to Decluttr.
With Decluttr, you can sell your old technology, books, games, and toys at a good price. All you have to do is download the app and then scan the item’s barcode to get the buying price instantly.
If you accept the price, you print the shipping label next and then ship the item to them. You’ll receive cash for your items the day after Decluttr receives them. In order to get paid, your items must pass a quality assessment test, so don’t sell your broken and worthless items to Decluttr; they won’t accept them.
Lawsuit Settlement
A settlement from a lawsuit can really give you the extra cash you need. However, that doesn’t mean you should go looking for lawsuits anywhere you can, but if you have a pending lawsuit, then you can breathe a sigh of relief.
Sometimes payouts from settlements can take ages to process, and it can get pretty frustrating. Fortunately, you can consider a cash advance lawsuit loan to help your situation.
I Need Money Urgently: You Got It!
When you find yourself thinking, “I need money urgently,” there are plenty of ways to go about the issue. Hopefully, you now won’t be too helpless the next time you need some quick cash. For the best results, consider using a combination of the above solutions, and you’ll get more than you need.
Lastly, don’t forget to set up an emergency fund in the future to help you out of any financial fix. For more insightful reads, remember to have a look at other pieces on the site.